A rewards-focused no-annual-fee option for people who want more from daily spending.
Basic info
New to Japan?
If you are still sorting out essentials like SIM, banking, utilities, or insurance, use the checklist page to keep the overall order clear.
Pros
Cons
Best for
Applicants under the issuer's age limit who already have some stability in Japan.
young professionals
students with stable part-time income
people who want stronger everyday point value
Requirements
FAQ
Short answers to the questions users usually ask before clicking through.
If you just arrived in Japan or you do not have regular income yet, a more beginner-oriented card may be easier to try first.
It can be a strong second-step choice for people who want better everyday rewards after building a more stable profile.
Similar cards
Rakuten Card
A mainstream no-annual-fee card that works well as an everyday starter option.
Best for
New residents who want a simple daily-use card with familiar rewards.
Marui / EPOS Card
A popular fee-free starter card often considered by students and first-time applicants.
Best for
People who want a simple first card with a light, beginner-oriented profile.
What comes next
These categories are being prepared so credit card visitors can also move into the rest of their Japan setup flow.
Live now
Understand how to get a phone number in Japan, what documents you need, and how SIM setup connects to banking, contracts, and daily life.
Read the SIM setup guide
Live now
Learn how to open a bank account in Japan as a foreigner — the six-month rule, required documents, and which banks are realistic options for newcomers.
Read the banking guide
Live now
Learn how to set up electricity, gas, and water in Japan — including the gas inspection requirement, provider differences, and payment setup.
Read the utilities guide
